Q. Match List-I with List-II and choose the correct answer using the codes given below the lists:
List-I (Social Security Programme)
A. Pradhan Mantri Shram Yogi Maan-Dhan Yojana
B. Pradhan Mantri Jeevan Jyoti Bima Yojana
C. Pradhan Mantri Suraksha Bima Yojana
D. Atal Pension Yojana
List-II (Beneficiary’s Contribution)
1. Beneficiary’s choice
2. ₹ 55 – ₹ 400 per month
3. ₹ 436 per year
4. ₹ 20 per year
Codes:
a) 2 4 3 1
b) 4 2 1 3
c) 1 3 2 4
d) 3 1 4 2
Question from UPPSC Prelims 2024
Correct Answer: a) 2 4 3 1.
Explanation:
A. Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PMSYM):
This scheme is a voluntary and contributory pension scheme for unorganized workers. The contribution varies between ₹55 to ₹200 per month, depending on the entry age of the beneficiary.
B. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):
This is a life insurance scheme offering coverage for death due to any cause. The premium is ₹436 per year.
C. Pradhan Mantri Suraksha Bima Yojana (PMSBY):
This scheme provides accident insurance coverage. The premium is ₹20 per year.
D. Atal Pension Yojana (APY):
APY is a pension scheme targeted at unorganized sector workers. The contribution amount varies based on the desired pension amount at retirement and the age at which the subscriber joins the scheme. Therefore, the contribution is based on the beneficiary’s choice.
Therefore, the correct code is: a) 2 4 3 1.
